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Retirement Calculator

Project your nest egg at retirement age — adjust for inflation to see today's purchasing power.

Nest egg at retirement

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In today\'s purchasing power
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Total contributions
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Investment growth
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Years to grow
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Safe annual withdrawal (4%)
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The "4% rule" suggests you can withdraw 4% of your nest egg in year 1 and adjust for inflation thereafter, with high probability of the money lasting 30+ years (US equity/bond mix). Other geographies / drawdown periods may differ.

Assumptions

Growth is compounded monthly with a steady return rate. Inflation is applied to translate the future nominal value into today's purchasing power. Real-world investing has volatility — this is a planning estimate, not a forecast.